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iHarmoni Platfom Terms & Conditions for Users

Last updated: September 15, 2020

PLEASE CAREFULLY READ THESE TERMS AND CONDITIONS (THESE “TERMS”) BEFORE USING THE IHARMONI PLATFORM (AS DEFINED BELOW).  THESE TERMS FORM A BINDING AND EXECUTED WRITTEN AGREEMENT (THE “AGREEMENT”) BETWEEN IHARMONI, INC., A DELAWARE CORPORATION (“IHARMONI”) AND THE PERSON OR ENTITY AGREEING TO THE LICENSE AGREEMENT (“USER”).  THIS AGREEMENT IS EFFECTIVE AS OF THE DATE YOU CLICK THE “ACCEPT” BUTTON BELOW (OR ANY SIMILAR BUTTON OR LINK AS MAY BE DESIGNATED BY IHARMONI TO SHOW YOUR ACCEPTANCE OF THIS LICENSE AGREEMENT) OR, IF THE PARTIES ENTERED INTO A SERVICE ORDER (AS DEFINED BELOW) THE SERVICE ORDER EFFECTIVE DATE (AS DEFINED THEREIN) (SUCH DATE, THE “EFFECTIVE DATE”).  If you are accepting on behalf of your employer or another entity, you represent and warrant that: (i) you have full legal authority to bind your employer, or the applicable entity, to THE AGREEMENT; (ii) you have read and understand this Agreement; and (iii) you agree, on behalf of the party that you represent, to this Agreement.  ACCEPTANCE OF THIS LICENSE AGREEMENT IS REQUIRED AS A CONDITION TO PROCEEDING WITH THE DOWNLOAD, INSTALLATION AND/OR USE OF THE IHARMONI PLATFORM (AS DEFINED BELOW).  IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS OF THE AGREEMENT OR If you do nOt have the legal authority to bind your employer or the applicable entity, click the “DO NOT Accept” button below AND DO NOT USE THE IHARMONI PLATFORM.

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TO THE EXTENT THAT USER AND IHARMONI HAVE ALSO EXECUTED A SERVICE ORDER FORM PURSUANT TO WHICH THE USER RECEIVES THE RIGHT TO ACCESS AND USE THE IHARMONI PLATFORM, THESE TERMS ARE INCORPORATED BY REFERENCE INTO SUCH SERVICE ORDER FORM (THE “SERVICE ORDER”) AND TOGETHER THESE TERMS AND SUCH SERVICE ORDER SHALL BE DEEMED THE AGREEMENT.  

 

USER AND IHARMONI MAY EACH BE REFERRED TO HEREIN AS A “PARTY” IN THESE TERMS, AND ARE, COLLECTIVELY, THE “PARTIES”. 

 

IHARMONI MAY CHANGE THESE TERMS AND CONDITIONS UPON THIRTY (30) DAYS’ WRITTEN NOTICE TO USER, WHICH IHARMONI MAY DELIVER BY EMAIL OR BY POSTING NOTICE OF THE CHANGE ON IHARMONI’S WEBSITE LOCATED AT www.iharmonicre.com.  IF YOU CONTINUE to use the iHarmoni platform after the expiration of the thirty (30) day notice period, user shall be deemed to HAVE ACCEPTED and is bound by the new terms.

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IN CONSIDERATION OF THE MUTUAL PROMISES BELOW AND OTHER GOOD AND VALUABLE CONSIDERATION THE SUFFICIENCY OF WHICH Are HEREBY ACKNOWLEDGED, THE PARTIES AGREE AS FOLLOWS:

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BACKGROUND

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iHarmoni offers a self-service software platform that helps commercial mortgage brokers and investors manage the financing process. User wishes to access, and iHarmoni is willing to provide User access to use the iHarmoni Platform (as defined below) on the terms and conditions described in this Agreement.

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1. DEFINITIONS

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The following terms, when used in this Agreement shall have the following meanings:

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“Applicable Privacy and Data Security Laws” means the following: (a) all privacy, security, and data protection laws, rules, and regulations of any applicable jurisdiction (including, without limitation, the U.S. and Canada), and all then-current industry standards, guidelines, and practices with respect to privacy, security, and data protection including the collection, processing, storage, protection, and disclosure of personal information; and (b) the applicable privacy policies of either party as well as User’s policies and guidelines applicable to any of the foregoing provided to iHarmoni in written form from time to time.

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“Confidential Information“ means, subject to the exceptions set forth in the following sentence, any and all information or data, regardless of whether it is in tangible form, disclosed by a Party (the “Disclosing Party”) to the other party (the “Receiving Party”) that the Disclosing Party has either (a) marked as confidential or proprietary; (b) identified in writing as confidential or proprietary within thirty (30) days of disclosure to the other Party; provided, however, that a Disclosing Party’s business plans, strategies, technology, research and development, current and prospective customers, billing records, and products or services shall be deemed Confidential Information of the Disclosing Party even if not so marked or identified; or (c) would be reasonably understood by the Receiving Party as the Disclosing Party’s Confidential Information at the time of disclosure.  Information will not be deemed “Confidential Information” if such information: (i) is known to the Receiving Party prior to receipt from the Disclosing Party directly or indirectly from a source other than one having an obligation of confidentiality to the Disclosing Party; (ii) becomes known (independently of disclosure by the Disclosing Party) to the Receiving Party directly or indirectly from a source other than one having an obligation of confidentiality to the Disclosing Party; (iii) becomes publicly known or otherwise ceases to be secret or confidential, except through a breach of this Agreement by the Receiving Party; or (iv) is independently developed by the Receiving Party.

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“iHarmoni Platform” means iHarmoni’s proprietary platform and associated technology (in object form only), which iHarmoni makes available to User as a service over the Internet. The iHarmoni Platform, includes, without limitation, all technology, data, documents, software, processes, algorithms, user interfaces, know-how, trade secrets, techniques, designs, inventions and other tangible or intangible technical materials or information provided by or on behalf of iHarmoni in connection with providing the services under this Agreement and any modifications, improvements to or derivative works of, any of the foregoing; but in all cases, specifically excluding the User Data. User will use the iHarmoni Platform solely in accordance with this Agreement.

“User Content” means any content created, developed, submitted or otherwise made available by or on behalf of User to iHarmoni using the iHarmoni Platform.

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2. ACCESS TO IHARMONI PLATFORM; LICENSES.

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2.1 Access to iHarmoni Platform.  Subject to the terms and conditions of this Agreement, and in accordance with the terms and conditions set forth in any Service Order, iHarmoni hereby grants User a non-exclusive and non-transferable right to access and use the iHarmoni Platform for its internal business purposes.  User shall not license, sublicense, sell, resell, lease, transfer, distribute, time share, or otherwise commercially exploit or make the iHarmoni Platform available to any third party or reverse-engineer, decompile, translate or create derivative works of the iHarmoni Platform in any manner.  All ownership rights, title, and interest in and to the iHarmoni Platform, as such may be modified, upgraded, and/or enhanced from time to time (together with all intellectual property rights therein) will remain with and belong exclusively to iHarmoni.  iHarmoni reserves all right, title and interest in and to the iHarmoni Platform not expressly granted to User herein.

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2.2 User Responsibilities.  User hereby agrees to abide by all laws, rules, and regulations that are applicable to it and its use of the iHarmoni Platform including, without limitation, Applicable Privacy and Data Security Laws (as defined above), and shall use the iHarmoni Platform solely for its legitimate business purposes as contemplated by this Agreement and shall not interfere with or disrupt the integrity or performance of the iHarmoni Platform or the data contained therein or attempt to gain unauthorized access to the iHarmoni Platform or its related systems or networks.

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2.3 Data.  iHarmoni may: (i) copy, use, modify, distribute, display and disclose User Data (as defined below) solely to the extent necessary to provide the iHarmoni Platform to User pursuant to the terms and conditions of this Agreement; (ii) copy, modify and use User Data in connection with internal operations and functions, including, but not limited to, operational analytics and reporting, internal financial reporting and analysis, audit functions and archival purposes; and (iii) copy, modify and use User Data on an aggregate and de-identified basis, stripped of any personally identifiable information, for marketing purposes and internal business purposes and analytics, provided that such use or disclosure does not identify User or User’s products, services, segments, attributes, search criteria, or any end user or consist of data solely attributable to User.  For purposes hereof, “User Data” means any and all information collected and/or stored by or on behalf of iHarmoni in connection with or derived from User’s use of the iHarmoni Platform, excluding data and information relating to the operation and/or performance of the iHarmoni Platform.

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2.4. Feedback.  User may from time to time provide suggestions, comments for enhancements or functionality or other feedback (“Feedback”) to iHarmoni with respect to the iHarmoni Platform.  iHarmoni shall have full discretion to determine whether or not to proceed with the development of the requested enhancements, new features or functionality.  User hereby grants iHarmoni a royalty-free, fully paid up, worldwide, transferable, sublicensable, irrevocable, perpetual license to (a) copy, distribute, transmit, display, perform, and create derivative works of the Feedback; and (b) use the Feedback and/or any subject matter thereof, including without limitation, the right to develop, manufacture, have manufactured, market, promote, sell, have sold, offer for sale, have offered for sale, import, have imported, rent, provide and/or lease products or services which practice or embody or are configured for use in practicing, the Feedback and/or any subject matter of the Feedback. Any Feedback User provides to iHarmoni may or may not be treated confidentially by iHarmoni and iHarmoni will have no obligation or liability to user for the use or disclosure of any Feedback.

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3. FEES; REIMBURSEMENT OF EXPENSES

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3.1 Payment.  In the absence of a Service Order, User shall pay to iHarmoni the fees set forth on iHarmoni’s website, www.iharmonicre.com. If payment of any fees is not made after it becomes due and payable, a late fee shall accrue at the rate of the lesser of one and one half percent (1.5%) per month or the highest legal rate permitted by law.

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3.2 Net of Taxes.  All amounts payable by User to iHarmoni are exclusive of any sales, use and other taxes or duties, however designated, including without limitation, withholding taxes, royalties, knowhow payments, customs, privilege, excise, sales, use, valueadded and property taxes (collectively "Taxes").  User shall be solely responsible for payment of any Taxes, except for those taxes based on the income of iHarmoni. User will not withhold any Taxes from any amounts due to iHarmoni.

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3.3 Reporting. All reported numbers for purposes of billing and general delivery reporting are based on counts within the iHarmoni Platform.

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3.4.Suspension.  iHarmoni reserves the right to suspend User’s access to the iHarmoni Platform with notice in the event of User’s non-payment of outstanding invoices.

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4. OWNERSHIP AND CONFIDENTIALITY

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4.1. User Ownership Rights.  User hereby grants iHarmoni the non-exclusive, royalty-free license and right to copy, display, distribute, modify (including the right to create derivative works of) and otherwise use the User Content solely to perform its obligations hereunder, including without limitation, to provide User with the iHarmoni Platform in accordance with this Agreement.  Except for the rights expressly granted hereunder, all rights, title and interests, including, but not limited to, all worldwide patent, copyright, trademark, trade secret and any other rights in and to the User Content are retained by User.  iHarmoni agrees that it shall not do, or cause to be done, any acts or things contesting or in any way impairing or tending to impair any portion of the right, title and interest of User in and to such intellectual property rights.

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4.2 iHarmoni Ownership Rights.  Except for the rights granted hereunder, all rights, title and interests, including, but not limited to, all worldwide patent, copyright, trademark, trade secret and any other rights in and to the iHarmoni Platform and any other iHarmoni product or service are retained by iHarmoni.  User agrees that it shall not do, or cause to be done, any acts or things contesting or in any way impairing or tending to impair any portion of the right, title and interest of iHarmoni or its licensors in and to such intellectual property rights.

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4.3 Nondisclosure and Use Restrictions.  Each Party acknowledges that the Confidential Information constitutes valuable trade secrets and proprietary information of a Party, and each Party agrees that it shall use the Confidential Information of the other Party solely in accordance with the provisions of this Agreement and it will not disclose, or permit to be disclosed, the same directly or indirectly, to any third party without the other Party’s prior written consent, except as otherwise permitted hereunder.  Nothing in this Section 4.3 is intended to restrict or otherwise limit the exercise by a Party of the rights and licenses granted to it under this Agreement; provided that such Party uses reasonable measures to protect the confidentiality and value of the other Party’s Confidential Information.  Notwithstanding any provision of this Agreement, either Party may disclose this Agreement, in whole or in part (a) to its employees, officers, directors, attorneys, auditors, legal advisors, financial advisors, potential acquirers and/or subcontractors who have a need to know and in each case are legally bound to keep such information confidential by professional ethical duties and/or confidentiality obligations consistent with those of this Agreement; and (b) as reasonably deemed by a Party to be required by law (in which case each Party shall provide the other with prior written notification thereof, shall provide such Party with the opportunity to contest such disclosure, and shall use its reasonable efforts to minimize such disclosure to the extent permitted by applicable law).  Each Party agrees to exercise due care in protecting the Confidential Information from unauthorized use and disclosure.  In the event of actual or threatened breach of the provisions of this Section 4.3, the non-breaching Party will be entitled to seek immediate injunctive and other equitable relief, without waiving any other rights or remedies available to it.  Each Party shall promptly notify the other in writing if it becomes aware of any violations of the confidentiality obligations set forth in this Agreement.  Upon the termination of this Agreement, each receiving Party agrees to promptly return to disclosing Party or destroy all Confidential Information of the disclosing Party that is in the possession of receiving Party and to certify the return or destruction of all such Confidential Information and embodiments.

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5. REPRESENTATIONS, WARRANTIES AND EXCLUSIONS

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5.1 Representations and Warranties of Each Party.  Each Party represents and warrants to the other Party that (a) such Party has the required power and authority to enter into this Agreement and to perform its obligations hereunder; (b) such Party shall comply with all applicable laws and regulations with respect to its activities under this Agreement, including, without limitation, Applicable Privacy and Data Security Laws (as defined above); (c) the execution of this Agreement and performance of its obligations thereunder do not and will not violate any other agreement to which it is a party; and (d) this Agreement constitutes a legal, valid and binding obligation when signed by both Parties.

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5.2 Representations and Warranties of User.  User further represents and warrants that User has the full legal authority to grant the rights in and to the User Content granted in this Agreement.

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5.3 Exclusions.  EXCEPT AS EXPRESSLY SET FORTH HEREIN, THE IHARMONI PLATFORM IS PROVIDED ON AN “AS-IS” BASIS AND IHARMONI DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE.  USER acknowledges that iHarmoni does not warrant that the iHarmoni PLATFORM will be provided in an uninterrupted or error free fashion at all times.

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5.4 Beta Stage.  To the extent User receives a beta-stage version of the iHarmoni Platform, User agrees as follows until such time as the iHarmoni Platform is no longer a beta-stage version:

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User acknowledges and agrees that the iHarmoni Platform is still under development, may contain defects, deficiencies, errors and omissions and is not at a level of functionality, performance or compatibility of a commercial product offering.  User shall be solely responsible for any data and/or software loss or corruption arising from any use of the iHarmoni Platform and for the protection and back-up of any User Data and software used in conjunction with the iHarmoni Platform.  iHarmoni reserves the right at any time unilaterally to abandon the iHarmoni Platform or, if it does include the iHarmoni Platform in a commercially released product, to alter features, licensing terms, or other characteristics of the commercial release.  iHarmoni retains the right to modify or revise the iHarmoni Platform furnished to User hereunder.

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6. INDEMNIFICATION

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6.1 Infringement Defense.  In the event of a claim brought against User arising from the infringement or misappropriation of a third party copyright, United States patent, trade secret or trademark by reason of the use of the iHarmoni Platform (excluding any User Content incorporated therein) by User as permitted hereunder, iHarmoni shall, at its expense, defend such claim, and pay damages actually awarded or paid in connection therewith, including the reasonable fees and expenses of the attorneys engaged by iHarmoni for such defense, provided that (i) User shall promptly notify iHarmoni of such claim, (ii) iHarmoni shall have the sole and exclusive authority to defend and/or settle any such claim and (iii) User reasonably cooperates with iHarmoni in connection therewith.

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6.2 Actions in Response to Potential Infringement.  If the use of the iHarmoni Platform by User has become, or in iHarmoni’s opinion is likely to become, the subject of any claim of infringement, iHarmoni may at its option and expense (a) procure for User the right to continue using the iHarmoni Platform as set forth hereunder; (b) replace or modify the iHarmoni Platform to make it non-infringing so long as the iHarmoni Platform has at least equivalent functionality; (c) substitute an equivalent for the iHarmoni Platform or (d) if options (a)-(c) are not reasonably practicable, terminate this Agreement.

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6.3 Limitation on Infringement Indemnification.  iHarmoni shall have no liability or obligation under Sections 6.1 and 6.2 with respect to any claim if such claim is caused in whole or in part by (a) compliance with designs, guidelines, plans, User Content or specifications provided by User; (b) modification of the iHarmoni Platform by any party other than iHarmoni without iHarmoni’ express consent; or (c) the combination, operation or use of the iHarmoni Platform with other applications, portions of applications, product(s), data or services where the iHarmoni Platform would not by itself be infringing.  THIS SECTION 6 STATES IHARMONI’S ENTIRE AND EXCLUSIVE LIABILITY AND OBLIGATION, AND USER’S EXCLUSIVE REMEDY (AT LAW OR IN EQUITY), WHETHER STATUTORY, CONTRACTUAL, EXPRESS, IMPLIED OR OTHERWISE, FOR ANY CLAIM OF ANY NATURE RELATED TO INFRINGEMENT OR MISAPPROPRIATION OF INTELLECTUAL PROPERTY.

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6.4 Indemnification by User.  User shall indemnify, defend and hold harmless iHarmoni against any and all claims, damages, losses, liabilities, costs and expenses (including reasonable attorney's fees) directly or indirectly brought against iHarmoni by any third party arising from (a) the use of the iHarmoni Platform in violation of the terms of this Agreement, (b) the exercise of any rights granted by User to iHarmoni in or to the User Content in accordance with this Agreement, (c) any claims, actions or demands relating to any prizes, awards or compensation featured or promoted in any contest, program or other initiative operated or managed by User using the iHarmoni Platform, or (d) for any of the circumstances described in Section 6.3; provided that: (i) iHarmoni shall promptly notify User of such claim, (ii) User shall have the sole and exclusive authority to defend and/or settle any such claim and (iii) iHarmoni reasonably cooperates with User in connection therewith.

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7. LIMITATION OF LIABILITY

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7.1 LIMITATIONS ON REMEDY.  EXCEPT FOR LIABILITY ARISING FROM A BREACH BY USER OF SECTION 2, UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY, WHETHER IN TORT, CONTRACT, OR OTHERWISE, SHALL EITHER PARTY BE LIABLE TO THE OTHER PARTY FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES OF ANY CHARACTER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF GOODWILL, LOST PROFITS, LOST SALES OR BUSINESS, WORK STOPPAGE, COMPUTER FAILURE OR MALFUNCTION, LOST DATA, OR FOR ANY AND ALL OTHER DAMAGES OR LOSSES, EVEN IF A REPRESENTATIVE OF A PARTY HAS BEEN ADVISED, KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES.  EXCEPT FOR LIABILITY ARISING FROM A BREACH OF BY USER OF SECTION 2, A PARTY’S INDEMNIFICATION OBLIGATIONS SET FORTH IN SECTION 6, HEREOF, NEITHER PARTY SHALL BE LIABLE FOR ANY DIRECT DAMAGES, COSTS, OR LIABILITIES IN EXCESS OF THE AMOUNTS PAID OR PROPERLY PAYABLE BY USER DURING THE TWELVE MONTHS PRECEDING THE INCIDENT OR CLAIM.  EXCEPT FOR BREACHES BY A USER OF SECTION 2, MONETARY DAMAGES, AS LIMITED BY THIS SECTION 7, WILL BE EACH PARTY’S SOLE AND EXCLUSIVE ALTERNATIVE REMEDY (AT LAW OR IN EQUITY) IN THE EVENT THAT ANY EXCLUSIVE REMEDY HEREUNDER IS FOUND TO FAIL ITS ESSENTIAL PURPOSE. THE PROVISIONS OF THIS SECTION 7 ALLOCATE THE RISKS UNDER THIS AGREEMENT BETWEEN THE PARTIES, AND THE PARTIES HAVE RELIED ON THE LIMITATIONS SET FORTH HEREIN IN DETERMINING WHETHER TO ENTER INTO THIS AGREEMENT.

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8. TERM, TERMINATION

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8.1 Term of Agreement. This Agreement will be effective from the Effective Date and continue until terminated in accordance with this Agreement or until all Service Orders have expired or terminated (the “Term”).

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8.2 Term of Service Order.  Unless earlier terminated in accordance with this Agreement or the applicable Service Order, the initial term of a Service Order commences on the applicable Service Order Effective Date and continues for the initial term expressly specified therein. Except as otherwise specified in a Service Order, such Service Order shall automatically renew for successive identical periods thereafter unless written notice of non-renewal is given by either party to the other party at least sixty (60) days prior to the expiration of the then-current term.

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8.3 Termination.  Either party may terminate this Agreement, including the Service Orders, if the other party commits a material breach that is not cured within 30 days of written notice requiring remedy or, if the breach is the non-payment of money that is not cured within 10 days of written notice.

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8.4 Obligations on Termination.  Upon termination or expiration of the Term or other termination of this Agreement all rights granted hereunder and all obligations of iHarmoni to provide the iHarmoni Platform shall immediately terminate.  Termination of this Agreement or expiration of the Term shall not relieve User from paying all fees accruing prior to termination.  Sections 1, 2.3, 2.4, 3, 4, 5, 6, 7, 8 and 9 shall survive the termination or expiration of this Agreement or the Term for any reason whatsoever.

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8.5 Force Majeure.  No Party hereto shall have any liability under this Agreement for such Party’s failure or delay in performing any of the obligations imposed by this Agreement to the extent such failure or delay is the result of any of the following events (each, a “Force Majeure Event”): (i) any fire, explosion, unusually severe weather, natural disaster or Act of God; (ii) epidemic; any nuclear, biological, chemical, or similar attack; any other public health or safety emergency; any act of terrorism; and any action reasonably taken in response to any of the foregoing; (iii) any act of declared or undeclared war or of a public enemy, or any riot or insurrection; (iv) damage to machinery or equipment; any disruption in transportation, communications, electric power or other utilities, or other vital infrastructure; or any means of disrupting or damaging internet or other computer networks or facilities; (v) any strike, lockout or other labor dispute or action; (vi) any action taken in response to any of the foregoing events by any civil or military authority; or (vii) any other event beyond such Party’s control; provided that financial inability in and of itself shall not be a Force Majeure Event.

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9. GENERAL

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9.1 Publicity. Neither Party will make any separate public announcement regarding this Agreement or any of the contents contained herein without the prior written consent of the other Party, which will not be unreasonably withheld.  Notwithstanding the foregoing, during the Term, iHarmoni may (i) issue mutually agreed upon press releases announcing and/or describing the relationship between iHarmoni and User; provided that iHarmoni gives User a reasonable opportunity to review and comment on the proposed disclosure prior to its public release, (ii) use User’s name and marks in any general listing of customers of iHarmoni in marketing and promotional materials, including on the iHarmoni website, (iii) use User’s name in connection with proposals to third parties, and (iv) otherwise refer to User in print or electronic form for marketing, reference and other business purposes.

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9.2 No Assignment.  Neither Party may assign this Agreement, or sublicense any of the rights granted herein, in whole or in part, without the prior written consent of the non-assigning Party, which consent may be withheld at the sole discretion of the non-assigning Party.  Notwithstanding the foregoing, either Party may assign this Agreement without such consent to any person or entity controlling, controlled by, or controlled in conjunction with such Party or that acquires all or substantially all of the assets and business of the assigning Party to which this Agreement relates by merger or purchase, provided that such person or entity assumes in writing all of the terms and conditions of this Agreement.  Any attempt by either Party to assign or transfer any of the rights, duties or obligations of this Agreement in violation of the foregoing shall be null and void.

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9.3 Amendment; Waiver.  This Agreement may not be amended or modified, in whole or part, except by a writing signed by a duly authorized representative of both Parties.  No provision or part of this Agreement or remedy hereunder may be waived except by a writing signed by a duly authorized representative of the Party making the waiver.  Failure or delay by either Party to enforce any provision of this Agreement will not be deemed a waiver of future enforcement of that or any other provision.

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9.4 Broker Status.  iHarmoni is not a licensed securities dealer, mortgage or other broker or US investment adviser, or certified public accountant.  None of the information contained herein constitutes a solicitation for any purpose in any form or content, nor an offer to sell and/or buy securities, mortgages and/or properties.  iHarmoni is not a licensed real estate broker and does not broker real estate transactions. iHarmoni does not act as a real estate agent for User or any other user. iHarmoni does not sell, buy, or negotiate the purchase, sale, or exchange of real property. Further, iHarmoni does not lease or rent, offer to lease or rent, or negotiate the lease of real property or otherwise aid or assist in the lease of real property.  Nothing on the iHarmoni website constitutes professional and/or financial advice nor does any information on the iHarmoni website constitute a comprehensive or complete statement of the matters discussed or the law relating thereto.

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9.5 Relationship.  Nothing in this Agreement shall be construed to place the Parties hereto in an agency, employment, franchise, joint venture, or partnership relationship.  Neither Party will have the authority to obligate or bind the other in any manner, and nothing herein contained shall give rise or is intended to give rise to any rights of any kind to any third parties.  Neither Party will represent to the contrary, either expressly, implicitly or otherwise.

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9.6 Severability.  In the event that any provision of this Agreement is found to be unenforceable, such provision will be reformed only to the extent necessary to make it enforceable, and such provision as so reformed will continue in effect, to the extent consistent with the intent of the Parties as of the Effective Date.  If any provision or part of this Agreement will, to any extent, be or become invalid, illegal or unenforceable, the remainder of this Agreement will continue in effect, and every other provision of this Agreement will remain valid and enforceable to the full extent permitted by applicable law.  In such event, the invalid or unenforceable provision shall be reformed only to the extent necessary to make it enforceable, and such provision as so reformed will continue in effect, to the extent consistent with the intent of the Parties as of the Effective Date.

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9.7 Governing Law, Jurisdiction.  All disputes, claims or controversies arising out of this Agreement, or the negotiation, validity or performance of this Agreement, or the transactions contemplated hereby shall be governed by and construed in accordance with the laws of the State of New York without regard to its rules of conflict of laws.  Each of the Parties hereto hereby irrevocably and unconditionally consents to submit to the sole and exclusive jurisdiction of the courts of the State of New York and of the United States of America located in New York, New York (the “New York Courts”) for any litigation among the Parties hereto arising out of or relating to this Agreement, or the negotiation, validity or performance of this Agreement, waives any objection to the laying of venue of any such litigation in the New York Courts and agrees not to plead or claim in any New York Court that such litigation brought therein has been brought in any inconvenient forum or that there are indispensable parties to such litigation that are not subject to the jurisdiction of the New York Courts.

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9.8 Notices.  All notices under or related to this Agreement will be in writing and will reference this Agreement.  Notices will be deemed given when: (i) delivered personally; (ii) sent by confirmed telecopy or other electronic means; (iii) three (3) days after having been sent by registered or certified mail, return receipt requested, postage prepaid; or (iv) one (1) day after deposit with a commercial overnight carrier, with written verification of receipt.  All communications will be sent to the addresses set forth on the Cover Page or such other addresses designated pursuant to this Section 9.7.

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9.9 Entire Agreement.  This Agreement and any Service Order constitutes the entire agreement between the Parties.  It supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter, and prevails over any conflicting terms or conditions contained on printed forms submitted with purchase orders, sales acknowledgments or quotations.  This Agreement may not be modified or waived, in whole or part, except in writing and signed by an officer or duly authorized representative of both Parties.

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